What the long-term care insurance market could use right now is a healthy dose of capitalism. It ain't gonna happen.
Minnesota appears to be on the ball when it comes to long-term care. It regularly rates at or near the top when states are ranked on LTC services. Yet, Minnesota also is on the leading edge of a more troublesome long-term care trend, and it's something we all should be paying attention to.
It's hardly a mystery why more long-term care facilities are putting independent contractors in place: lower costs. Operators can save almost a third on wages by avoiding payroll taxes, unemployment insurance, worker's compensation coverage and other benefits directed toward regular employees, experts say.
Should there be any doubt that some long-term care providers have a persecution complex, it's evident in a response to Tim Mullaney's blog Tuesday.
My mom called me to relay her "tragic" story of trying to sign up for a Medicare Part D plan. She hadn't signed up for one, and didn't feel that she needed one, but at lunch her girlfriends were discussing the pros and cons of their plans and asked Mom what plan she was on.
On Oct. 31 (an ironic coincidence?) a report from the Office of inspector General frighteningly said Medicare paid some $23 million in benefits for more than 17,000 dead people in 2011. And my husband says I waste money.
The Affordable Care Act, commonly known as, "ObamaCare," is well understood to be in place primarily to assist Americans in need of healthcare insurance. It might be safe to assume then, that Obamacare should not affect most residents of nursing homes since many already have some type of insurance, such as an HMO, Medicare and/or Medicaid. ObamaCare, however, brings a range of unintended consequences and potential challenges to Skilled Nursing Facilities that administrators must face in order to identify solutions long term.
I have always welcomed change, as I truly believe that growth and progress require it. So, why do I have such a hard time embracing an occupational title change for certified nursing assistants? I guess it's because of the suggested titles and terminology.
Are you satisfied with your life? I'm not, and I barely know you. So in this festive Christmas/holiday month, it seems like the perfect time to figure out how to make your existence more mirth-filled and meaningful.
Some people do their best thinking during meditation or yoga. For others it's the shower, or while they're swimming from Cuba to Florida. Personally, some of my deepest, most insightful thoughts have occurred while my mouth is filled with fingers and dental tools.
How many of you will agree with me that we never fully turn off the internal therapist mode when we're in public, outside of work hours?
Well, it's that time of year already. Hectic schedules, extra weekend shifts and holiday planning. It's also time for rehab to spend some extra time discussing holiday plans with their patients. Whether it's a short family trip home on the holiday or out to eat at a favorite restaurant, added stress and poor safety judgment can lead to a slew of new and bigger problems.