Long-Term Care Insurance

After state officials had delayed implementation of the nation’s first long-term care payroll tax, lawmakers this winter failed to defeat it permanently.

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Long-term care is a high risk and huge potential cost for aging Americans. Yet few plan ahead, and fewer still insure privately for this impending peril. Until now. Private insurers report that 140,000...

Long-term and post-acute care operators have plenty to worry about. Low Medicaid reimbursements, harsher CMS regulation, caregiver shortages and the impending end to PHE accommodations, to name a few. ...

How state lawmakers in Washington handle the fate of their first-of-a-kind, public long-term care insurance program is being closely watched by leaders in other states. 

The current LTC system traps operators in a public financing system that pays too little, expects too much, rewards cronyism, discourages creativity, punishes profit making and disserves aging Americans.

Long-term care faces a world of hurt. The COVID pandemic worsened the profession’s chronic long-term problems including revenue shortfalls, caregiver shortages and wage pressures. Researchers, operators...

Look, Washington state’s public insurance program is far from perfect. But if some opponents have their way, it’ll never even get started. And that would be a real loss.

The history of long-term care is best understood as a tension between public and private financing. Over and over again, the private sector has intervened to fix or improve unfortunate conditions created...

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