Image of male nurse pushing senior woman in a wheelchair in nursing facility

Who’s ready for retirement? Try those living in Minneapolis, Raleigh-Durham, NC, and Nashville. Who’s not? Denizens of Orlando, Indianapolis and Los Angeles. 

Those are the conclusions of the first Retirement Readiness Index, which surveyed more than 10,000 people ages 40 to 75 nationwide. A total of 30 metropolitan areas were part of the study, which was sponsored by Ameriprise Financial Inc., a Minneapolis-based financial-services company.

Perhaps somewhat surprising is that Disney World’s Orlando, which is home to many retirees, ranked No. 28 on the list. Only 20% of those surveyed in the Orlando area have determined how much money they need to live comfortably in retirement. A total of 30% said they haven’t thought much about it at all, the Orlando Sentinel newspaper reported.

“Orlando is a city known for magic,” the study noted. “But, unfortunately, retirement may deal many of its residents a harsh dose of reality.”