Malpractice insurer backs off on discrimination against LTC doctors

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The largest medical malpractice insurer in the state of Maryland has dumped its plan to cancel coverage for doctors who treat many nursing home patients.

Medical Mutual Liability Insurance Society of Maryland has gone back on its decision of earlier this year to limit its exposure to excessive malpractice award payouts by canceling policies for nursing home doctors -- doctors with more than 30% of their patients living in long-term care facilities.  While Medical Mutual said it was willing to reinsure doctors if they lowered their percentage of nursing home patients, the company had planned to penalize such doctors with a 20% surcharge to reinsure.

According to company information, Medical Mutual is one of the nation's oldest and most respected physician-owned and directed professional liability insurance companies offering medical professional liability insurance to physicians in the state of Maryland.