Nonprofit community "Type A" contracts require the organization to offer extensive life care services. This may include a refundable portion of the entrance fee to the resident's estate in exchange for guaranteed lifetime occupancy.

New York Times reporter Paula Span penned an article last April based upon a research initiative headed by David G. Stevenson, Ph.D., a health policy analyst for the Harvard Medical School, based on legal claims against nursing homes.

Natural disasters earmarked 2011 as the second worst year in history for insured property losses and the worst year for economic loss.

All CFOs are taught that past performance is not an indication of future performance. Performance data is only part of how investment consultants evaluate money managers — and they use it with caution.

Rates of return are often used as a benchmark for investment performance. As Joan Dixon, CFO of Morningside Ministries in San Antonio, TX, says, "performance reporting can at times be very confusing. It is important to know the difference between time and dollar-weighted returns so performance is accurately reflected in the reports."

William C. Fisher, President Investment Advisory Group LLC

By William C. Fisher, President, Investment Advisory Group LLC

President, Investment Advisory Group LLC

William C. Fisher, President Investment Advisory Group LLC

William C. Fisher, President, Investment Advisory Group LLC